The Changing Shape of Family Finances

Super-mums

It seems that the proof of maternal efforts is no longer found in the pudding ? it’s in the spending. Women are increasingly outsourcing personal grooming tasks and the pressure of looking good, feeling healthy, maintaining a tight ship and IQ level has meant that housecleaning and gardening are again fashionable methods to promote the family brand; housewifery is now a career, with all the attitude of 21st century post-feminism.

Financial Security

1) HOW TO LOOK FOR A JOB

A) The Chronological Curriculum:

1. First and foremost you have to be able to write an effective resume or curriculum. Now there are two types of curriculums that you have to consider. One is the Chronological Curriculum while the other is the Functional Curriculum. But since the Chronological Curriculum is the one that is most used, I’m going to start in explaining how to most effectively write and use this one.

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth is that going to the grocery store without a plan is a BIG budget breaker. And sadly all that cash ends up vanishing into our stomachs and then…well, you know what comes next.

But if you only had $300 a month to spend on groceries for a family of four, could you do it? What sort of food would make the list and what would stay tauntingly on the store’s shelves?

Could you save $25 a month on groceries? How about $50 or $100? Possibly you could cut your bill by almost 50% if you consider some of the following suggestions:

First you must divide the budget you have into three categories; weekly, bi-weekly and monthly.

Kundalini Lessons - Money

I’ve been going through and interesting growth period lately that I thought I’d share, as some of the lessons were pretty profound (at least for me).

I’ve written before about my awakening and the joys and tribulations since, and I’ve also mentioned that it’s an ongoing process which, as far as I can tell, doesn’t really end til you shuffle off this mortal coil.

Banks Are More Than Just A Place To Park Your Money

If you’ve been to a shopping mall lately, you’ve probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you’ll see yet another one, just waiting to offer their services to you. Now drive down the road a few blocks and you’ll probably see yet another bank on the corner.

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I’m not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This is a reductio absurdum argument, meant to spur an opposing realization.

10 Quick And Cheap Ways To Cut Your Heating Bill

When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn’t that bad but I’m guessing that it was a lot higher than you would have liked.

The Good and the Bad of Money Management

Good money management needn’t be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.

Pay your bills on time to avoid late fees.

Don’t wait until the red bill turns up! Make notes of due dates in your diary and remember to allow extra time for postal payments to reach the recipient.

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.

However, this is not a prudent way of managing your personal financial affairs. Planning your personal financial affairs through prioritization of needs and budgeting income and expenses is the best way to achieving success in managing your financial affairs.

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn’t make life any easier. My son wasn’t much of a challenge. Thank goodness, he’s not "fashion conscious".

The girls on the other hand were greatly disappointed in the new methods of clothing acquisition.