03:53 Thu, 4th December 2008

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Personal and Self articles on MeltedCube

One Income Source Is Not Enough!

My personal opinion is that in today’s new economy, it is wise to have multiple income streams. Reliance on one income source poses a risk to individuals, entrepreneurs, and even large corporations. A single-source income stream, rather it comes from a job, a million-dollar customer, or a highly targeted market segment can dry up for any number of reasons.

How To Protect Yourself Against Identity Theft

Identity theft is a serious crime that continues to grow. If you become a victim of identity theft, you may spend months, or years, trying to repair the damage. A compromised credit report can ruin your chances of getting a new job, a loan, insurance or even housing. It’s true that it is possible that you could be arrested for a crime you didn’t commit if someone else has used your identity to break a law.

Introduction to Australian Superannuation

Australians, in general, constitute some of the worst savers in the world. Current estimates suggest that, on average, Australians save just 4% of their income. This is less than half of the 11% estimate for Australians in the late 1970s.

In the past, pensions from taxpayers were used to provide pensions for senior citizens upon their retirement.

Understanding and Controlling Your Finances

Have you ever wondered what it would be like to be able to have complete control over your finances?

If you are like most normal people, you have a job. You go to your job every day. Every week or two weeks or month you get a pay check for some amount.

Improve Your Professional Image Using Address Labels

One of the simplest ways to improve your professional image is by using address labels. Self-adhesive business labels are THE way to go when it comes to a professional image. Why handwrite addresses when you can get preprinted ones cheaply and easily?

Most companies today use some form of preprinted address or return labels.

Personal Checks ? Extreme Benefits

Millions of people have a checking account and many people have two of three. They have the choice of choosing a variety of check designs to compliment the checking account. The styles range from solid color checks to more intricate designs that reflect the personality.

Why would someone decide to spend just a little bit more money when they can buy the cheaper, more basic checks? It has everything to do with customization.

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Budgeting is Essential for a Single Mothers Success

Today many women are struggling with debt and it’s even harder if you are a single mother trying to support your family. According to the Census Bureau single mothers far outweigh single fathers. In 2003 there was a total of 2,260,000 one parent family groups maintained by the father and 10,142,000 one parent family groups maintained by the mother.

Save Money on Groceries: Part I

One universal of humanity, no matter who you are or where you come from, you have to eat. Unless you grow your own food, you will have to go to the grocery store to get it. That means money. Here are two very simple but highly effective methods for saving money on the food you buy.

How to Choose the Right Bank for Your Online Business

You should thoroughly consider your business needs when selecting a financial institution or bank for your small/home business. You may want to consider the following points:

- The types of products and services that are offered.

- The bank’s criteria for qualifying for a loan.

- The minimum balances for accounts, interest rates and charges for account services.

Financing Collectibles for Fun and Profit

With the advent of the internet and especially auction services like those provided by Yahoo and E-bay, serious collectors have much larger arenas in which to buy and sell their wares. This provides the opportunity for quick discovery of hard-to-find items that previously might have taken years to find.

Depending upon the rarity of the collectible and the owner’s awareness of its value, prices may range up to thousands of dollars for something of true quality in above average condition.