03:08 
Thu, 4th December 2008
Budgeting Before Buying
With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before buying a new home.
I happen to live in a state with one of the highest foreclosure rates in the country.
Top 10+ Ways to Jumpstart your New Year?s Finances!
Of course, these don’t have to be done in any particular order! Just pick one or two that particularly apply to your situation.
* Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access. Mp>
* Set up a folder to collect all the important 2004 tax documents which will be arriving soon.
Im Broke, How Can I Afford…
I’m still amazed every time someone comes to me complaining that they don’t have any money to put into their business and that they’re broke.
I mean what have you been doing with your money man?!?
Plain Truth: If you don’t have any money you won’t make it my friend? it’s that simple.
How You Feel Affects How You Shop & How Much You Spend
Have you ever stopped to think about how your “mood” affects the way you shop, not to mention the amount you spend? Think about it.
If you want to save a lot of money, avoid shopping whenever you are in one of these moods:
DEPRESSED, UPSET, or ANGRY
It’s very dangerous for your pocketbook to shop when you’re either depressed, upset or angry.
Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer?
We have heard a lot about consumers’ personal information getting into the hands of identity thieves. More and more people are taking steps to minimize their exposure to such theft by reducing information on personal checks, refusing to share social security numbers with just anyone who asks, being prudent in their use of credit cards, and shredding "junk" mail that might allow another person to pose as them.
How Check 21 Affects You
The Check 21 Law is the new federal law for financial institutions and has taken effect last October 28, 2004.
Before the Check 21 law was enacted, your paper check had to be physically transported from where the check was paid out before it could be deposited to the financial institution. Now, even if it has always been prudent for you to keep money in your account to pay for the checks you’ve issued, this law makes it imperative.
Budgeting Tips to Save Real Money
Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. Usually, if you just wait a week or two, the urge to buy that new gadget will pass.
Single Mother Resources Directs You Towards Success
As a parent you are bound to face a few challenges but as a single mother you are bound to face challenges almost everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see.
If you are a single mother trying to successfully raise your children you are among the many.
How Electronic Checks Work ? Will Paper Checks Eventually Go Away?
Traditional checks probably won’t disappear anytime soon, but processing checks electronically is sure to continue! Have you ever been asked to fill out your account and routing number when paying for something online or over the phone ? or have you provided a paper check to pay for something and it is given back to you after it is run through a machine? Did you scratch your head like I did the first time that happened?
Here is how electronic check conversion works.
Improving Your Financial Position
If you want money you need to learn how to control it. You need to improve your financial education and build your discipline. I am going to reveal to you how you can do both. Let me ask you a very simple question. Do you want money? Of course you do!
Everybody wants money.